Mortgage Literacy, powered by LendFriend Mortgage
Mortgage Literacy · Powered by LendFriend Mortgage

Home Loans Built Around You.

Veterans, Content Creators and Everyone in Between

Using your VA benefit, or earning from brand deals, sponsorships and 1099 work? We find mortgage options that fit how you actually live and earn, not the other way around. Whatever your story, your path home should feel simple, with clear guidance at every step.

Texas licensed
mortgage advisor
Many loan options
conventional to Non-QM through LendFriend
Free classes
for real estate agents
Loan options

A loan for how you actually earn and buy

As a mortgage broker, LendFriend Mortgage compares programs across 40+ wholesale lenders, so you’re not limited to one bank’s menu.

Featured
VA Loans
A home loan benefit earned through service, for eligible veterans, active-duty service members and surviving spouses.
Conventional Loans
The most common path to homeownership, with flexible down payment options.
FHA Loans
Lower down payment options and more flexible credit guidelines.
Jumbo Loans
Financing for higher-priced homes above conventional loan limits.
Self-Employed & Creator Loans
For influencers, content creators and 1099 earners. Qualify using bank statements instead of tax returns.
DSCR Loans
Investment property loans based on the property’s rental income.
Asset Depletion Loans
Use eligible savings and investments to help you qualify.
Refinancing
Lower your payment, change your term or tap into your equity.
Not sure which loan fits?
Schedule a Call
Why Mortgage Literacy

Built around understanding, not just approval

Plain-English explanations
You’ll know what each number means and why, from pre-approval to closing.
More loan options
Conventional, government and Non-QM programs through LendFriend’s lender network.
A whole team behind you
Our LendFriend Mortgage team works together on every loan, 7 days a week, so someone is always ready to help.
Built for agent partners
Clear communication with your agent so contracts stay on schedule.
Upfront estimates
See your estimated payment and closing costs before you commit.
Education first
Free classes and resources so agents and buyers make confident decisions.
For real estate agents

Free Q4 webinars for agents

Live 45-minute sessions on Zoom at 12:00 PM CT, with Q&A. Start with the new appraisal changes before the Nov 2 deadline.

See the schedule & register
Wed, Oct 21
Lender Tips for New Appraisal Changes
Wed, Oct 28
VA Loans: The Most Market-Resilient Program
Nov 4 · 18 · Dec 2
Mortgage Literacy 101, 201 + 301
Wed, Dec 9
DataBANK: Turn Your Database Into 2027 Closings
Kristen Campos
The heart behind Mortgage Literacy

Hi, I’m Kristen. Pull up a chair.

Buying a home is one of the biggest moments of your life, and you deserve a team in your corner that treats it that way. I’m a mortgage advisor with LendFriend Mortgage, and I started Mortgage Literacy so no one has to go through this process feeling confused or rushed.

Some of my favorite closings are the ones that didn’t look possible at first: the buyer already under contract whose bank suddenly said no, the self-employed borrower whose tax returns don’t tell the whole story, the veteran who didn’t think he could use his VA loan to buy a condo, or the first-time buyer who assumed homeownership was out of reach. When the first answer is “no,” our team goes looking for another way forward.

When you work with us, you’re part of the family. Our LendFriend Mortgage team walks you through every step in plain English, with honest answers and all the time you need for questions. No question is too small, and to us you’re a person, not a file number.

My dad is an Army veteran, so veterans and military families hold a special place in my heart. You’ve earned your VA home loan benefit, and our team will make sure you understand exactly how to use it, from your Certificate of Eligibility to the closing table.

Whether you’re buying your first home or your fifth, or you’re an agent with a client who needs answers today, reach out. Our team is here 7 days a week.

Ready to get started?

Start your application online, or book a quick call with our team. No pressure, just clear guidance on your next step.